If you’re considering relocating to Puerto Rico under Act 60 or simply seeking an upscale property in the metro area, this luxury home for sale in San Juan offers an unmatched combination of comfort, security, and sustainability. Located in one of the island’s most exclusive gated neighborhoods, this fully furnished residence is ideal for high-net-worth individuals or families looking for a move-in ready option with top-tier amenities.
Property Highlights
Master Suite: Including its own luxury bathroom
Two additional ensuite bedrooms: Each with a private bathroom and walk-in closet
Total: 3 spacious bedrooms and 4.5 bathrooms
Solar Power System: 36 solar panels with 3 Enphase batteries
Backup Power: 15-kilowatt diesel generator for full energy independence
Water Storage: 600-gallon cistern with solar water heater
Air Conditioning: 6 brand-new Trane inverter AC units
Security: High-end surveillance system and 24/7 double-guarded gated community
Appliances: Commercial-grade kitchen equipment, fully equipped throughout (See image below)
Filtration: Whole-home water filtration system
Furnishings: Includes all furniture and appliances – just bring your suitcase!
Why This San Juan Property Stands Out
This luxury home for sale in San Juan is designed for comfort, efficiency, and peace of mind. With both solar and diesel backup power, it ensures uninterrupted living – even during outages. The home’s prime location within a double-secured gated community provides added privacy and safety – perfect for Act 60 investors, remote executives, or retirees.
Whether you’re relocating permanently or planning extended stays in Puerto Rico, this property offers the rare benefit of being fully turnkey: no need for remodeling, furnishing, or upgrades.
Ideal for Act 60 Relocation
San Juan is a preferred destination for Act 60 applicants due to its access to legal, financial, and healthcare services, as well as top-tier private schools and international travel connections. This luxury home for sale in San Juan aligns perfectly with the needs of those relocating to the island for tax optimization and lifestyle improvements.
Want More Info?
More details are available upon request. If you’re interested in scheduling a private showing or receiving a full info sheet, contact our team today. Don’t miss this rare opportunity to own one of the most well-equipped, energy-resilient properties on the island.
Staying connected is essential for remote work, business, and daily life. Puerto Rico offers a variety of internet and mobile providers, each with unique advantages in terms of speed, coverage, and affordability. This guide compares the top internet and mobile providers in Puerto Rico to help expats, digital nomads, and new residents make the right choice for their lifestyle.
Internet Providers in Puerto Rico
Puerto Rico has several major internet service providers, each with different technologies and regional strengths. Below is a quick comparison:
Top Internet Options Compared
Provider
Connection Type
Coverage Area
Notable Features
Liberty
Fiber & Cable
Island-wide
Bundled TV & mobile; fast fiber plans
Claro
DSL & Fiber
Strong rural presence
Wide DSL network, growing fiber availability
AeroNet
Fixed Wireless
Urban & metro zones
Popular among remote workers
HughesNet
Satellite
Remote areas
Slower speeds; available island-wide
WorldNet
Fiber & Business DSL
Business districts
Business-focused packages
Optico Fiber
Fiber (XGS-PON)
San Juan metro only
Ultra-fast speeds up to 4 Gbps; premium plans
Tip: Liberty and Claro are the most widely used residential internet providers, while AeroNet is favored by digital professionals due to its consistent speed in urban centers.
If you live in a rural area, Claro’s DSL may be your best option, while city dwellers can benefit from Liberty’s high-speed fiber. HughesNet offers satellite internet, but it tends to be slower and more expensive – best used as a last resort. It’s worth noting that there is the possibility of an outage with Cable & DSL during a bad storm, so Fiber can offer the most reliability but it is not available in all areas yet.
Mobile Providers in Puerto Rico
Most U.S.-based mobile service providers operate in Puerto Rico with full coverage and no roaming fees. However, performance may vary based on your specific location.
Top 3 Cell Carriers in Puerto Rico
Provider
Network Type
Coverage Strength
Notes
T-Mobile
4G / 5G
Strong island-wide
Includes PR in U.S. roaming plans
Liberty
4G / 5G
Excellent in metro
Liberty handles local infrastructure for AT&T clients
Claro
4G / 5G
Strong rural reach
Great for island-wide coverage
Tip: If you already have a U.S. plan, check if Puerto Rico is included as domestic coverage. Most national carriers like AT&T and T-Mobile offer service without any roaming charges.
Claro is often praised for its island-wide reliability, while Liberty/AT&T has an edge in urban 5G speed. T-Mobile is a solid all-around option, particularly for travelers coming from the mainland.
Final Thoughts
Choosing the right provider depends on where in Puerto Rico you plan to live and how you use your devices. Urban areas typically have access to fast fiber internet and strong 5G service, while rural regions may rely more on DSL or satellite connections.
When selecting a provider, consider:
Location-specific coverage
Need for bundled services
Work-from-home demands or streaming habits
If you’re relocating for tax incentives under Act 60, having reliable service is essential to staying connected to stateside affairs, remote work, or investment platforms.
Need Help Navigating Services?
At Puerto Rico Advantage, we help new residents get set up smoothly—including choosing internet or mobile providers that match your needs. Schedule a free call with us today to get expert guidance!
Staying connected is essential for remote work, business, and daily life. Puerto Rico offers a variety of internet and cell phone providers, each with unique advantages in terms of speed, coverage, and affordability. This guide compares the top service providers to help expats, digital nomads, and new residents make the right choice for their lifestyle.
Understanding health insurance in Puerto Rico is crucial, as Puerto Rico’s health insurance system is similar to the US mainland in many ways, but there are key differences that individuals should be aware of when relocating or traveling. While conventional health insurance in Puerto Rico offers comprehensive local coverage, they often provide limited benefits outside the island. Expats, digital nomads, and frequent travelers may need to consider international health insurance options for broader coverage. For those seeking an in-depth understanding, exploring the nuances of health insurance in Puerto Rico is essential.
How is Puerto Rico’s Health Insurance Different?
Health insurance in Puerto Rico operates under a private and public healthcare system. The public system, known as Vital, is Puerto Rico’s Medicaid equivalent, covering low-income residents. The private sector includes major local providers such as Triple-S, MCS, and Humana, offering plans similar to those in the mainland U.S. but often with regional restrictions.
Most local insurance plans:
Provide full coverage within Puerto Rico
Offer limited coverage on the U.S. mainland (emergency care only)
Do not typically cover elective or routine medical care outside of PR
Because of these limitations, many professionals and retirees in Puerto Rico opt for international health insurance plans to ensure full coverage while traveling.
The Impact of Low Insurance Provider Rates on Healthcare in Puerto Rico
One of the most pressing issues in Puerto Rico’s healthcare system is the low reimbursement rates from insurance providers, which contribute to lower doctor and nurse salaries. This has led to a shortage of medical professionals, particularly among Primary Care Physicians (PCPs), as many leave for the mainland U.S. where salaries are significantly higher.
Key Statistics:
The average Primary Care Physician salary in Puerto Rico is $170,000, compared to $265,000 in the U.S.
Specialists in Puerto Rico earn $285,000, whereas in the mainland U.S., they earn around $382,000.
Registered Nurses in Puerto Rico earn an average of $35,000, significantly lower than the $81,000 U.S. average.
This shortage has resulted in:
Longer wait times for appointments, especially with specialists.
Limited availability of doctors accepting new patients.
Higher patient-to-doctor ratios, leading to potential declines in care quality.
Given these challenges, many expats and residents seek private concierge healthcare or international health insurance for greater flexibility and access to a broader network of healthcare providers.
How to Improve Your Healthcare Access and Quality in Puerto Rico
Despite the challenges, there are ways to enhance healthcare access in Puerto Rico:
Choose a Health Plan with a Strong Provider Network – Look for insurance plans that include access to top-tier hospitals and specialists to reduce wait times and ensure high-quality care.
Consider Private or Concierge Medical Services – Many expats and business professionals opt for concierge medicine, which provides direct access to physicians, personalized care, and faster appointment scheduling.
Use Telemedicine Services – Many international health plans offer telehealth options, allowing patients to consult with U.S.-based doctors remotely without needing to travel.
Supplement Local Insurance with an International Plan – For those who frequently travel or want broader coverage, international health insurance can provide access to hospitals and specialists outside of Puerto Rico.
Seek Out Medical Tourism Options – Some residents choose to receive elective or specialized medical care in Florida, Texas, or other nearby locations, where provider availability is greater and costs can be competitive.
International Health Insurance Options for Expats and Frequent Travelers
If you live in Puerto Rico and frequently travel to the mainland and/or abroad and want medical coverage in multiple locations, you might consider international health insurance plans that provide global benefits. You might find it useful to book a consultation with a Puerto Rico-based health insurance agent that can counsel you about which option works best for you. Here are some of the options available:
Final Thoughts: Finding the Right Plan for Your Needs
Understanding PR’s health insurance system is essential for both residents and expats. While local insurance plans provide strong coverage on the island, they may lack comprehensive benefits outside of Puerto Rico. For those who travel frequently or want peace of mind with global access to healthcare, an international health insurance plan may be the best choice.
However, it’s also crucial to recognize the broader healthcare challenges in Puerto Rico. Due to low provider reimbursement rates, many doctors and nurses relocate to the mainland U.S., leading to specialist shortages and longer wait times. Those moving to Puerto Rico should carefully evaluate their healthcare access options, which may include concierge medical services or international coverage for flexibility and peace of mind.
To explore your best options, consult with a licensed insurance advisor who can match you with a plan tailored to your healthcare needs.
Looking for guidance on health insurance in Puerto Rico and other relocation concerns? Contact Puerto Rico Advantage for expert insights and personalized recommendations!
Comparing the Cost of Living in PR to Major U.S. Cities
Condado neighborhood in San Juan, with combination of residential condos, hotels, restaurants, and shopping
For many individuals and businesses looking to relocate, Puerto Rico offers not just stunning beaches and a tropical lifestyle but also significant financial advantages. The cost of living in Puerto Rico is often lower than in major U.S. cities, making it an attractive destination for those seeking affordability and tax benefits. But how do everyday expenses compare, and how do tax incentives balance out living costs? Let’s break it down.
Comparing Puerto Rico’s Cost of Living to Major U.S. Cities
In general, Puerto Rico’s cost of living is lower than that of major metropolitan areas like New York, San Francisco, or Miami. While some expenses, like electricity and imported goods, can be higher, the overall affordability—especially in housing—makes Puerto Rico an attractive option. To provide an accurate comparison, we used data from sources such as Numbeo, Expatistan, and local market research as of 2024.
Budget Breakdown: Everyday Expenses in Puerto Rico
1. Housing in Puerto Rico
Bayshore Villas in San Juan’s Punta de Tierra neighborhoodHomes in Old San Juan
The cost of housing in Puerto Rico is significantly lower than in major U.S. cities. Rent for a middle-class one-bedroom apartment in San Juan’s prime locations, like Condado or Old San Juan, ranges from $1,000 to $1,500, whereas high-end apartments in these areas can exceed $2,000 per month. By comparison, similar apartments in New York or San Francisco cost over $3,000 per month.
For those looking to buy, real estate prices can be attractive, with beachfront condos available for as low as $200,000 to $400,000 in some areas. Additionally, Puerto Rico offers luxury gated communities and high-end condo buildings with extensive amenities for those seeking a more upscale lifestyle.
Tip: If you’re flexible with location, areas outside of San Juan—such as Mayagüez, Ponce, Rincón or other towns outside of the main metro area—offer lower rent while maintaining a high quality of life.
Utility costs in Puerto Rico can be higher than on the mainland due to the island’s reliance on imported fuel for electricity. The average electricity bill runs between $150 and $300 per month, depending on air conditioning use. The power grid in PR is also a bit fragile, so it is important to look into mitigation strategies such as generators and solar panels should you experience a power outage.
Tip: Solar energy is becoming more popular, and many homeowners invest in solar panels and battery backup systems to reduce electricity costs and avoid being without power. Additionally, solar panel installations may be eligible for tax credits, providing further incentives for homeowners looking to lower their energy bills.
3. Food & Groceries in Puerto Rico
Plaza de Mercado de Santurce – InteriorPlaza de Mercado de Santurce – Shoppers
Grocery prices are generally higher than in the U.S. mainland due to import costs. Expect to pay around $300 – $400 per person per month for groceries. Local markets offer fresh produce at lower prices, so shopping at farmers’ markets or buying local brands can help save money.
Tip: Opt for locally grown fruits, vegetables, and seafood to save on imported grocery costs.
4. Transportation in Puerto Rico
Old San Juan Streets at night, with Christmas decorations on display
Car ownership is common in Puerto Rico, and gas prices are comparable to mainland averages, around $4.00 – $4.50 per gallon. However, vehicle purchase prices tend to be higher due to import taxes, as there are no cars manufactured in Puerto Rico. Public transportation options are limited outside of San Juan, so having a vehicle is often necessary.
Public Transit: The Tren Urbano metro system operates in the San Juan metropolitan area but it is not as extensive as subway systems in major U.S. cities. While it provides some connectivity, most residents still rely on personal vehicles or rideshare services for daily transportation.
Tip: If living in San Juan, you can reduce costs by using Uber (currently the only rideshare app in PR) or walking. Several attractive neighborhoods allow residents to walk to most daily necessities, minimizing the need for a car.
How Tax Savings Can Offset Living Costs
One of the biggest financial incentives for moving to Puerto Rico is the potential tax savings under Act 60 (formerly Acts 20 and 22, and others). Here’s how these world-class tax incentives can benefit you:
0% Capital Gains Tax – Investors relocating to Puerto Rico can benefit from no tax on both short and long-term capital gains, compared to the 15-20% tax rate on the mainland.
2 or 4% Corporate Tax Rate – Entrepreneurs setting up qualifying businesses in Puerto Rico can enjoy a flat 2 or 4% corporate tax rate versus the 21% federal rate in the U.S.
No State Taxes – Unlike the mainland, which levies both state and federal taxes, residents of Puerto Rico are only taxed by PR for income sourced there.
For example, a business owner earning $500,000 per year could potentially save over $100,000 in taxes compared to living in a high-tax state like California or New York. (This estimate is based on Puerto Rico’s tax incentives versus combined federal and state tax rates in high-tax jurisdictions. Actual savings depend on individual circumstances, and consulting a tax professional is advised. Contact Puerto Rico Advantage to schedule a free initial consultation)
For those relocating primarily for tax benefits, Puerto Rico offers substantial savings. While some costs, like utilities and groceries, can be higher, the reduced housing costs and major tax incentives often result in a significantly improved financial outlook.
For those less concerned about affordability but looking for a transparent picture of what to expect, Puerto Rico provides a mix of high-end and budget-friendly living options. Luxury accommodations, fine dining, and premium services are available, but so are cost-saving opportunities for those who seek them.
If you’re considering a move, it’s important to weigh not just the numbers but also the lifestyle trade-offs. If you’re looking for an island paradise with financial perks, Puerto Rico may just be the perfect fit.
Need help with your move? Contact Puerto Rico Advantage for guidance on relocation, tax incentives, and settling in!
Puerto Rico is a land of economic opportunity, endless beaches, a rich culture, and friendly people. The weather is amazing year-round, and Puerto Rico offers many beautiful and safe places to live. Let us help you discover the many benefits and joys that life in Puerto Rico has to offer!
Puerto Rico is in the process of implementing tax reforms that are likely to impact the Investor program. If you are considering a move to PR soon, it is beneficial to consider applying for the Investor program before the end of 2025 to lock in the current benefits.
