Luxury Home for Sale in San Juan: A Hidden Gem for Act 60 Applicants

Luxury San Juan home for sale - exterior with pool

If you’re considering relocating to Puerto Rico under Act 60 or simply seeking an upscale property in the metro area, this luxury home for sale in San Juan offers an unmatched combination of comfort, security, and sustainability. Located in one of the island’s most exclusive gated neighborhoods, this fully furnished residence is ideal for high-net-worth individuals or families looking for a move-in ready option with top-tier amenities.


Property Highlights

Master bedroom with ensuite in luxury San Juan home
  • Master Suite: Including its own luxury bathroom
  • Two additional ensuite bedrooms: Each with a private bathroom and walk-in closet
  • Total: 3 spacious bedrooms and 4.5 bathrooms
  • Solar Power System: 36 solar panels with 3 Enphase batteries
  • Backup Power: 15-kilowatt diesel generator for full energy independence
  • Water Storage: 600-gallon cistern with solar water heater
  • Air Conditioning: 6 brand-new Trane inverter AC units
  • Security: High-end surveillance system and 24/7 double-guarded gated community
  • Appliances: Commercial-grade kitchen equipment, fully equipped throughout (See image below)
Luxury kitchen with commercial-grade appliances in San Juan home
  • Filtration: Whole-home water filtration system
  • Furnishings: Includes all furniture and appliances – just bring your suitcase!

Why This San Juan Property Stands Out

This luxury home for sale in San Juan is designed for comfort, efficiency, and peace of mind. With both solar and diesel backup power, it ensures uninterrupted living – even during outages. The home’s prime location within a double-secured gated community provides added privacy and safety – perfect for Act 60 investors, remote executives, or retirees.

Whether you’re relocating permanently or planning extended stays in Puerto Rico, this property offers the rare benefit of being fully turnkey: no need for remodeling, furnishing, or upgrades.


Ideal for Act 60 Relocation

San Juan is a preferred destination for Act 60 applicants due to its access to legal, financial, and healthcare services, as well as top-tier private schools and international travel connections. This luxury home for sale in San Juan aligns perfectly with the needs of those relocating to the island for tax optimization and lifestyle improvements.


Want More Info?

More details are available upon request. If you’re interested in scheduling a private showing or receiving a full info sheet, contact our team today. Don’t miss this rare opportunity to own one of the most well-equipped, energy-resilient properties on the island.

Best Internet and Mobile Providers in Puerto Rico (2025 Guide)

Staying connected is essential for remote work, business, and daily life. Puerto Rico offers a variety of internet and mobile providers, each with unique advantages in terms of speed, coverage, and affordability. This guide compares the top internet and mobile providers in Puerto Rico to help expats, digital nomads, and new residents make the right choice for their lifestyle.

remote work setup with broadband and mobile providers in Puerto Rico

Internet Providers in Puerto Rico

Puerto Rico has several major internet service providers, each with different technologies and regional strengths. Below is a quick comparison:

Top Internet Options Compared

ProviderConnection TypeCoverage AreaNotable Features
LibertyFiber & CableIsland-wideBundled TV & mobile; fast fiber plans
ClaroDSL & FiberStrong rural presenceWide DSL network, growing fiber availability
AeroNetFixed WirelessUrban & metro zonesPopular among remote workers
HughesNetSatelliteRemote areasSlower speeds; available island-wide
WorldNetFiber & Business DSLBusiness districtsBusiness-focused packages
Optico FiberFiber (XGS-PON)San Juan metro onlyUltra-fast speeds up to 4 Gbps; premium plans

Tip: Liberty and Claro are the most widely used residential internet providers, while AeroNet is favored by digital professionals due to its consistent speed in urban centers.

(Related: Explore 2025 reviews from Broadbandnow)

How to Pick an Internet Provider

If you live in a rural area, Claro’s DSL may be your best option, while city dwellers can benefit from Liberty’s high-speed fiber. HughesNet offers satellite internet, but it tends to be slower and more expensive – best used as a last resort. It’s worth noting that there is the possibility of an outage with Cable & DSL during a bad storm, so Fiber can offer the most reliability but it is not available in all areas yet.

Mobile Providers in Puerto Rico

Most U.S.-based mobile service providers operate in Puerto Rico with full coverage and no roaming fees. However, performance may vary based on your specific location.

Top 3 Cell Carriers in Puerto Rico

ProviderNetwork TypeCoverage StrengthNotes
T-Mobile4G / 5GStrong island-wideIncludes PR in U.S. roaming plans
Liberty4G / 5GExcellent in metroLiberty handles local infrastructure for AT&T clients
Claro4G / 5GStrong rural reachGreat for island-wide coverage

Tip: If you already have a U.S. plan, check if Puerto Rico is included as domestic coverage. Most national carriers like AT&T and T-Mobile offer service without any roaming charges.

(Related: Check Puerto Rico’s internet coverage on https://www.opensignal.com/reports/2025/07/puerto-rico/mobile-network-experience

mobile user in Puerto Rico viewing coverage from internet and mobile providers

Tips for Mainland U.S. Travelers

Claro is often praised for its island-wide reliability, while Liberty/AT&T has an edge in urban 5G speed. T-Mobile is a solid all-around option, particularly for travelers coming from the mainland.

Final Thoughts

Choosing the right provider depends on where in Puerto Rico you plan to live and how you use your devices. Urban areas typically have access to fast fiber internet and strong 5G service, while rural regions may rely more on DSL or satellite connections.

When selecting a provider, consider:

  • Location-specific coverage
  • Need for bundled services
  • Work-from-home demands or streaming habits

If you’re relocating for tax incentives under Act 60, having reliable service is essential to staying connected to stateside affairs, remote work, or investment platforms.

Need Help Navigating Services?

At Puerto Rico Advantage, we help new residents get set up smoothly—including choosing internet or mobile providers that match your needs. Schedule a free call with us today to get expert guidance!

Staying connected is essential for remote work, business, and daily life. Puerto Rico offers a variety of internet and cell phone providers, each with unique advantages in terms of speed, coverage, and affordability. This guide compares the top service providers to help expats, digital nomads, and new residents make the right choice for their lifestyle.

Taxes in Puerto Rico

Taxes in Puerto Rico

A Complete Overview

Puerto Rico has a unique tax system that differs from both the U.S. federal tax structure and that of the individual states. Whether you’re a resident, business owner, or someone considering relocating, understanding the island’s tax obligations—including income tax, sales tax, property tax, and municipal taxes—is crucial.

In this article, we will describe Puerto Rico’s outstanding tax incentive program and also give an overview of other taxes that may apply.


1. Act 60 Tax Incentives

One of the biggest draws for individuals and businesses relocating to Puerto Rico is the tax benefits under Act 60. This law consolidates previous tax incentive programs (such as Act 20 and Act 22) and offers significant advantages to qualifying individuals and companies. Therefore, understanding these incentives may be very important for anyone considering a move to the island.

For Individual Investors (Formerly Act 22)

  • 0% (4% for applications submitted after December 31, 2025) tax on capital gains from Puerto Rico-sourced income.
  • 0% (4% for applications submitted after December 31, 2025) tax on dividends and interest income earned from PR.
  • To qualify, individuals must become bona fide residents and spend at least 183 days per year on the island.

(Related: Puerto Rico Residency Rules)

For Businesses (Formerly Act 20 and others)

  • 4% corporate tax rate on eligible business income. (2% for the first five years for small businesses)
  • 100% exemption from PR dividends tax for business owners.
  • 75% – 90% exemption on municipal and property taxes.
  • Eligible industries include IT, consulting, financial services, and more. Thus, businesses operating in these sectors may find Puerto Rico a highly attractive location.

(Related: PR Tax Incentives Program)

2. Income Tax

Unlike the mainland U.S., Puerto Rico has its own income tax system, separate from federal taxation. Residents of Puerto Rico are generally exempt from paying U.S. federal income taxes on income earned in PR. However, they must file and pay taxes to the Puerto Rico Department of Treasury (“Hacienda”). Therefore, it is essential to understand the tax brackets and how they apply to different income levels.

Individual Income Tax Brackets (2024)

Puerto Rico has a progressive tax system with the following brackets:

Taxable Income (USD)Tax Rate
Up to $9,0000%
$9,001 – $25,0007%
$25,001 – $41,50014%
$41,501 – $61,50025%
Over $61,50033%

(Related: Individual Income Tax Brackets)

  • There is also an Alternative Minimum Tax (AMT) that applies to higher earners.
  • Additionally, certain deductions, credits, and exemptions are available for individuals, which can help reduce tax liability. As a result, planning ahead can make a significant difference in overall tax obligations.

Corporate Income Tax

  • The standard corporate tax rate is 18.5%, plus a graduated surtax that ranges from 5% to 19% depending on net income.
Graduated Surtax Net Income
$3,750 plus 5%Up to $75,000
$11,250 plus 15%From $75,001 to 125,000
$11,250 plus 16%From $125,001 to $175,000
$19,250 plus 17%From $175,001 to $225,000
$27,750 plus 18%From $225,001 to $275,000
$36,750 plus 19%Excess of $275,000 for a maximum nominal tax rate of nearly 37.5%
  • Furthermore, some businesses may qualify for tax incentives under Act 60, significantly reducing corporate tax rates. Consequently, companies should evaluate eligibility for these incentives to optimize their tax strategy.

(Related: Department of Treasury – Hacienda/ Puerto Rico‘s Corporate Income Tax)


3. Sales and Use Tax (IVU)

Puerto Rico has a Sales and Use Tax (“IVU – Impuesto sobre Ventas y Uso”) similar to state sales taxes in the mainland U.S. However, there are key differences that businesses and consumers should be aware of.

  • General sales tax rate: 11.5%
    • 10.5% goes to the central government
    • 1% goes to municipalities
  • Reduced Tax Rates:
    • Prepared foods: 7%
    • Prescription medications and certain groceries: 0% (exempt)
    • Business-to-business (B2B) and professional services: 4%

Given these rates, understanding which products and services are taxed is essential for both individuals and businesses. Moreover, careful budgeting can help mitigate the impact of these taxes.

(Related: PR Tax Code – Sales and Use Tax note that this site is in Spanish but your browser should be able to translate it)


4. Property Taxes

Property taxes in Puerto Rico are relatively low compared to many U.S. states. They are assessed and collected by the Municipal Revenue Collection Center (“CRIM – Centro de Recaudación de Ingresos Municipales”). Consequently, property owners must be familiar with the applicable rates and exemptions.

  • Residential Property Tax (Real Property Tax):
    • The tax on real property is directly assessed by CRIM and may be paid in two installments.
    • Tax rates vary between 8.03% and 11.83%, depending on the municipality.
    • The tax is applied to a hypothetical fair market value (FMV) from the year 1957, which typically represents 40% to 50% of the property’s cost.
    • Moreover, homeowners may qualify for homestead exemptions, reducing taxable value. Therefore, applying for exemptions can result in significant savings.
  • Commercial Property Tax:
    • This tax applies to properties used for commercial purposes.
    • The tax rate is assessed similarly to residential properties but may be subject to different exemptions and deductions.
  • Personal Property Tax:
    • Businesses operating in Puerto Rico must pay an annual personal property tax ranging between 5.80% and 9.83%, depending on the municipality.
    • This tax applies to all personal property used in trade or business, including cash, inventory, supplies, and depreciable assets.
    • Businesses must file tax returns electronically via CRIM’s website by May 15 each year.
    • A 5% discount is available if the full personal property tax payment is made by the final installment date.
  • Real Estate Transfer Tax:
    • Puerto Rico does not impose real estate transfer taxes when buying or selling property.

5. Municipal Taxes

In addition to state-level taxes, Puerto Rico’s municipalities impose their own taxes, which vary by location. Municipality taxes in PR are somewhat like a city tax in the mainland.

  • Municipal License Tax:
    • Businesses must pay a municipal gross receipts tax ranging from 0.2% to 0.5%.
  • Municipal Property Tax:
    • The 1% IVU collected goes directly to municipalities.
  • Construction Taxes:
    • Additionally, local municipalities may impose taxes on building permits and property improvements, affecting development costs.

6. Other Taxes

Puerto Rico has several additional taxes that individuals and businesses should be aware of:

  • Motor Vehicle Tax:
    • Import taxes and registration fees apply when purchasing or shipping a car to Puerto Rico. Therefore, it’s important to factor in these costs when budgeting for transportation.
  • Excise Taxes:
    • Levied on imported goods, alcohol, tobacco, and luxury items, making certain purchases more expensive.
  • Estate & Gift Taxes:
    • Puerto Rico imposes estate and gift taxes separate from the U.S. system. Consequently, estate planning is essential for residents and business owners alike.

7. Other Deductions from Your Paycheck

In addition to income taxes, employees in Puerto Rico may see other mandatory deductions from their paychecks. These deductions contribute to public benefit programs and employee protections.

  • Social Security & Medicare (FICA):
    • Employees in Puerto Rico pay the same FICA taxes as mainland U.S. workers: 6.2% for Social Security and 1.45% for Medicare.
  • Temporary Disability Insurance (SINOT):
    • Employees contribute a percentage of their wages to Puerto Rico’s disability benefits program.
  • Workers’ Compensation:
    • Although typically paid by the employer, workers’ compensation coverage is required and may be noted on payroll records.
  • Retirement Contributions (if applicable):
    • Employees enrolled in retirement plans or pension programs may have deductions for contributions to those accounts.

Understanding these deductions is important for accurately budgeting your take-home pay and ensuring compliance with local and federal requirements.


Final Thoughts: Navigating Puerto Rico’s Tax System

Puerto Rico’s tax system is complex but offers both challenges and opportunities for residents and businesses. Understanding income taxes, sales taxes, property taxes, municipal taxes, and special tax incentives is crucial to ensuring compliance and optimizing tax planning.

For those relocating to Puerto Rico, consulting a local tax professional can help navigate the nuances of the tax system and identify potential savings. Moreover, staying informed about tax updates is key to maintaining compliance. Contact Puerto Rico Advantage to schedule a free initial consultation!


Need assistance with tax planning in Puerto Rico? Contact Puerto Rico Advantage for expert guidance on tax laws, compliance, and incentives.

Bringing Your Pet to Puerto Rico

In general it is totally fine to bring your pet with you to Puerto Rico, either on vacation or when moving here permanently. There is no quarantine period required when bringing a pet to Puerto Rico.

There are lots of grooming, veterinary, and other services for pets. You’ll want to check with the place you will be staying to ensure they allow the type of pet you’d like to bring; is in the mainland, there may be an extra deposit required by some landlords.

Check this link for additional details on local government regulations around pets. It’s important to note that currently, you can’t bring any of the following dog breeds to Puerto Rico:
* All types of Staffordshire bull terrier, including American
* American Pit Bull terrier
* Hybrids produced by crossbreeding with the above breeds with others.

When traveling to Puerto Rico with your pet, if you have a small enough animal that you can bring it onboard a plane with you, the process is much simpler, apart from the required documents and carrying specifications.  However, if you have a larger animal that must ride in cargo, check individual airline regulations about this. Some airlines do not permit the transport of animals in cargo during certain months of the year, like the summer months, because of the exposure to extreme heat during such months.  If you do transport a larger animal in cargo you will need to go, with your own transportation, to a different location, upon arrival to pick up your animal.

We Can Help

Our company helps people like you take advantage of Puerto Rico’s excellent tax incentives!  We can help you determine which tax incentives are right for you, help you plan your residency and relocation strategy, and simplify the entire process for you.

Contact us for a free initial consultation.

Frequently Asked Questions About Puerto Rico

Frequently Asked Questions About Puerto Rico

Below are some of the most common questions we hear from people considering Puerto Rico as a relocation destination. Contact us for more details, and for a free consultation about your unique situation.

 

Doesn’t Puerto Rico Have a High Crime Rate?

Puerto Rico’s issue has more to do with public relations than actual crime! This image is partly formed by cultural stereotypes and political history.

Like everywhere else, Puerto Rico’s crime rate varies depending upon what area you happen to be in. Its metropolitan areas tend to be higher, especially in less wealthy parts of town. However, it can be argued that the crime in the cities is comparable to US cities. For example, Puerto Rico’s murder rate is half that of Washington DC and Detroit. If Puerto Rico were ranked for safety as if it were a State, it would be 19th in the list.

For those who are relocating and want an extra degree of protection, there are a number of gated community options that are extremely safe.

 

What is the Food Like in Puerto Rico?

The local cuisine is Spanish with Caribbean accents. It is heavy in meat, particularly pork, and moderately spicy, though typically less spicy than what you might find in other parts of Latin America. As in many “island” cuisines, sweet and coconut flavors can be found in many dishes. Plantains are a major staple.

Dining out, we have found that while many fine options exist in Puerto Rico, good restaurants featuring Asian cuisines, in particular, are rare.

Grocery stores are plentiful, and the locally grown food is inexpensive. For organic food, and other items that are not produced on-island, you may have to go to specialty stores, where the prices are higher.

 

Is it Safe to Drink the Water?

The tap water is considered safe to drink in Puerto Rico, as the sanitation standards are the same here as in the States.

 

Is it Necessary to Learn Spanish to Live in Puerto Rico?

The great news is that it is not necessary to learn Spanish to relocate to Puerto Rico!

Both Spanish and English are official languages in Puerto Rico. Most government forms and official sites, as well as most menus and other things you might need to read, are available in English. Also, most service providers and customer service representatives are either fluent in both English and Spanish, or at least know enough English to get by.

However, you will almost definitely encounter some people who speak little to no English. For these encounters, it can be helpful to learn at least a little conversational Spanish, though we have never yet encountered a situation when it was absolutely necessary. Puerto Ricans are generally very friendly and accommodating of a limited Spanish vocabulary; rather than being judgmental or impatient, as some cultures can be in this type of situation, the folks in Puerto Rico usually appear to us to graciously appreciate whatever genuine effort you can make.

 

What is the Cost of Living in Puerto Rico?

The cost of living varies depending upon the area in which you live. Gated communities tend to be more expensive for real estate, and the dining and entertainment in those areas are also pricier. However, people who move to more expensive areas in Puerto Rico may well have lived incomparably expensive areas prior. There are many areas to live which are still desirable and safe, but affordable.

Gas tends to be just slightly more expensive in Puerto Rico than in the States. (Also note that it is sold in liters rather than gallons, which can be confusing at first.) Electricity is currently about twice the price; however, there is never a need to heat your living space here, and while you may choose to run your air conditioner more, fuel efficient inverter air conditioners are common in most modern homes.

Food can be more expensive, particularly if you prefer to buy organic products, as there is currently very little organic farming happening in Puerto Rico. Other items that must be imported may cost more as well.

Here is a cost of living comparison tool which may give you a good idea of what you might expect, based on an average price for living in Puerto Rico, compared to wherever you may be moving from.

 

What would happen if Puerto Rico Became a State?

If Puerto Rico became a US State, its residents would become subject to US federal tax. This almost completely eliminates the benefits of the tax incentive Acts, as the low Puerto Rico tax would then become a state tax, owed in addition to what must be paid to the IRS.

It should be noted, however, that the people of Puerto Rico have declined Statehood, by public referendum, on more than one occasion in the past. Many Puerto Ricans are proud of their independence; Puerto Rico competes as its own country in the Olympic Games. Also, with so many of the population living in poverty, few are eager to accept the additional tax burden for many that would come with Statehood. Finally, it appears to us that many Puerto Ricans are savvy about the prospects for economic recovery, growth, and prosperity made possible by the Commonwealth’s unique legal status. Though Statehood may be inevitable at some point in the farther future, we judge it to be unlikely in the near term.

We Can Help

Our company helps people like you take advantage of Puerto Rico’s excellent tax incentives!  We can help you determine which tax incentives are right for you, help you plan your residency and relocation strategy, and simplify the entire process for you.

Contact us for a free initial consultation.

Puerto Rico Tax Changes

Time-Sensitive Tax Reform Updates

 

Puerto Rico is in the process of implementing tax reforms that are likely to impact the Investor program.  If you are considering a move to PR soon, it is beneficial to consider applying for the Investor program before the end of 2025 to lock in the current benefits.

Click here to read a blog post with more details.  Click here to schedule a free consult today.

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